While recreational vehicles can be enjoyable, there is a potential for them to be just as dangerous as passenger cars and trucks. This is why adequate insurance is important.
Recreational vehicles include several kinds of vehicles, not just RVs. Personal watercraft, boats, off-road vehicles, motor homes, travel trailers, 5th-wheels and golf carts are examples of recreational vehicles.
You can purchase insurance for recreational vehicles from your insurance company.
Many people purchase insurance on their RV or motor home, but it is not as common on an ATV, snow-machine or boat. Each of these kind of vehicles may have special requirements. For instance, 5th wheels, motor homes and travel trailers require their own policy. Additionally, car insurance does not always cover off-road vehicles, including dirt bikes, ATV’s and snow-machines.
Insurance is necessary for all recreational vehicles for several reasons. Insurance can cover repairs to your vehicle in case of a crash. It adds a layer of protection to you and passengers of your vehicle in case of an accident. Finally, it adds protection if someone else is injured and you are financially liable.
What happens if you’re in a crash with an uninsured vehicle?
If you are injured in a crash with a vehicle that is not insured, you may find it’s hard to obtain compensation for your injuries and damages. You should look into carrying your own underinsured or uninsured driver insurance to protect yourself in case of an accident. You should do everything you can to protect yourself just in case others are not properly insured.
To schedule a free consultation contact Merdes Law Office, P.C. toll free at 866.452.3741 or for further information please visit www.merdes.com. And while we hope you never need us… We’re here if you do.
