Alaska protects the public from uninsured drivers with both mandatory insurance laws and financial responsibility requirements. The laws provide the Division of Motor Vehicles (DMV) rights to remove drivers from the road for failure to carry auto insurance.
Drivers responsible for car crashes must pay property damage and injury claims thanks to the Mandatory Insurance and Financial Responsibility Law.
Violators can lose their license until reaching a settlement with all parties in the crash. That means that having auto insurance is the easiest way to avoid losing a license for an extended period. It is also important to file claims so that uninsured drivers are held accountable to the law.
The insurance law requires Alaskan drivers have liability insurance at a minimum.
The minimum requirement for liability insurance in the state is $25,000 property damage and $50,000/$100,000 for bodily injury or death. Personal injury claims, especially for multiple parties, often exceeds insurance minimums. It is important to buy more insurance when possible instead of not having enough insurance coverage.
All Alaskan drivers on the road must carry proof of insurance.
Whether at fault for a crash or not, proof of insurance is a requirement. Drivers who do not have insurance may lose the right to drive in Alaska.
If you are in an accident with an uninsured driver, you have options to cover injuries, lost wages and other claims. Additionally, your own insurance may help cover costs of auto accidents. Injured parties may also file a civil case to have the negligent party pay expenses out of pocket.
To schedule a free consultation contact Merdes Law Office, P.C. toll free at 866.452.3741 or for further information please visit www.merdes.com. And while we hope you never need us… We’re here if you do.
