What are Resident Relative Claims? The claims asserted by a Spouse or other relatives who share a residence with an insured person. A Resident Relative receives special status in an insurance policies' language. In some cases, a Resident Relative is automatically insured. Claim Example A family called me. Their son, “Jessie” - a young man (16 years old) was badly injured during a … [Read more...]
Z – What Is U/UIM Insurance
Uninsured and underinsured motorist coverage protects you if you are in an accident with someone who does not have enough insurance to cover damages. Further, the coverage you purchase allows peace of mind if you are in any accidents. Nationally, around 13% of drivers do not have insurance. That equates to about one in eight drivers, a relatively high risk. If you get into a crash … [Read more...]
Z – Alaska Liability Insurance Requirements
Alaska Liability Insurance Requirements: Liability insurance is required in the State of Alaska for all drivers. According to the Alaska Driver Manual, the minimum amount of mandatory liability insurance coverage is $50,000/$100,000 for bodily injury or death and $25,000 for property damage. All drivers are responsible for maintaining minimum insurance coverage. Insurance Company … [Read more...]
Z – Insurance Review – Winter Weather Driving
Winter weather driving is dangerous. Prepare for winter driving. Review your auto insurance needs. It is essential to have enough insurance in a car accident. Uninsured/Underinsured Motorist Insurance This type of insurance - usually called U/UIM - protects you (and all occupants of your vehicle and family members) when you are run over by an Uninsured or Underinsured Motorist – … [Read more...]
Z – Review Your Insurance Coverage For Winter
Winter weather makes driving more dangerous. Review your auto insurance needs. It is essential to have enough insurance in a car accident. Minimum Auto Insurance Requirements Alaska law requires liability insurance for drivers. Alaska law states that drivers must buy at least $50,000 of bodily injury coverage per person and $100,000 of bodily injury coverage per accident. … [Read more...]
Summer Biking Safety
Summertime in Alaska brings many opportunities to enjoy the sunshine and warm weather, such as biking. It's important to talk to your children about what to expect and be aware of when riding a bike along a sidewalk or street in Alaska. Practice biking safety skills that foster awareness, discuss these frequently with children, and take appropriate precautions to ultimately encourage … [Read more...]
