A new year is upon us, that means it is time to review your auto insurance. It is important to have enough insurance in case something happens. Minimum Auto Insurance Requirements In Alaska The state of Alaska requires drivers carry liability insurance. Alaska law states that drivers carry at least $50,000 of bodily injury coverage per person and $100,000 of bodily injury coverage … [Read more...]
Umbrella Insurance Explained
Umbrella insurance is not common in discussions but is beneficial by adding a layer of protection to meet insurance needs. Umbrella coverage is a secondary layer of insurance and acts like an "umbrella" to protect you and injured parties. The coverage is in addition to other insurance like auto, renter, and homeowner insurances. Umbrella insurance adds liability protection. If you … [Read more...]
Life Insurance
September is life insurance awareness month to make people aware of the importance of insurance needs. Protecting your loved ones if you pass away is important but life insurance can be difficult to understand if you are not familiar with the terminology. Why do people purchase life insurance? People purchase life insurance for different reasons but there are several common … [Read more...]
What If There Is Not Enough Insurance?
An accident caused by a motorist who does not have enough insurance is a problem that many victims face. An injured party may have little choice but to turn to their own insurance for coverage or to sue the at-fault party. As a victim, it is your right to know whether or not the other party has insurance, so you can file a claim. Some people do not like to cause trouble for others, so … [Read more...]
Alaska Requires Auto Insurance
Alaska protects the public from uninsured drivers with both mandatory insurance laws and financial responsibility requirements. The laws provide the Division of Motor Vehicles (DMV) rights to remove drivers from the road for failure to carry auto insurance. Drivers responsible for car crashes must pay property damage and injury claims thanks to the Mandatory Insurance and Financial … [Read more...]
Intra-Family Tort Claims
Being involved in a car crash is bad enough, but it is worse when involving another member of your family. Maybe your spouse wrecked into you or your child hit your vehicle; whatever the case, this is a difficult position. How does insurance coverage apply in such instances? What are the steps to take following an accident involving you and a family member? File An Insurance … [Read more...]
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