Uninsured and underinsured motorist coverage protects you if you are in an accident with someone who does not have enough insurance to cover damages. Further, the coverage you purchase allows peace of mind if you are in any accidents. Nationally, around 13% of drivers do not have insurance. That equates to about one in eight drivers, a relatively high risk. If you get into a crash … [Read more...]
Z – Insurance Review – Winter Weather Driving
Winter weather driving is dangerous. Prepare for winter driving. Review your auto insurance needs. It is essential to have enough insurance in a car accident. Uninsured/Underinsured Motorist Insurance This type of insurance - usually called U/UIM - protects you (and all occupants of your vehicle and family members) when you are run over by an Uninsured or Underinsured Motorist – … [Read more...]
Z – Review Your Insurance Coverage For Winter
Winter weather makes driving more dangerous. Review your auto insurance needs. It is essential to have enough insurance in a car accident. Minimum Auto Insurance Requirements Alaska law requires liability insurance for drivers. Alaska law states that drivers must buy at least $50,000 of bodily injury coverage per person and $100,000 of bodily injury coverage per accident. … [Read more...]
Umbrella Insurance
Umbrella Insurance coverage is a secondary layer of insurance and acts like an "umbrella" to protect you and injured parties. Though not common in discussions, it benefits an insured by adding another layer of protection to meet insurance needs. This coverage is in addition to other insurance like auto, renter, and homeowner insurances. Additional Liability Protection If you are in … [Read more...]
Z – Review Your U/UIM Auto Insurance
Is it time to review Your Uninsured and Underinsured (U/UIM) Auto Insurance? Most of us buy first automobile insurance when we are “young and poor.” Our interaction with an insurance sales agent goes something like this: “I have no money. Sell me the cheapest coverage you have to let me legally drive in Alaska.” As a result, insurance sales agents normally sell us “statutory minimum” … [Read more...]
Are You Covered?
A new year is upon us. That means it is time to review your auto insurance. Do you have enough insurance to protect you in case of an automobile accident? Minimum Auto Insurance Requirements In Alaska The state of Alaska requires drivers carry liability insurance. Alaska law states that drivers carry at least $50,000 of bodily injury coverage per person and $100,000 of bodily … [Read more...]
