September is life insurance awareness month to make people aware of the importance of insurance needs. Protecting your loved ones if you pass away is important but life insurance can be difficult to understand if you are not familiar with the terminology. Why do people purchase life insurance? People purchase life insurance for different reasons but there are several common … [Read more...]
What If There Is Not Enough Insurance?
An accident caused by a motorist who does not have enough insurance is a problem that many victims face. An injured party may have little choice but to turn to their own insurance for coverage or to sue the at-fault party. As a victim, it is your right to know whether or not the other party has insurance, so you can file a claim. Some people do not like to cause trouble for others, so … [Read more...]
Alaska Requires Auto Insurance
Alaska protects the public from uninsured drivers with both mandatory insurance laws and financial responsibility requirements. The laws provide the Division of Motor Vehicles (DMV) rights to remove drivers from the road for failure to carry auto insurance. Drivers responsible for car crashes must pay property damage and injury claims thanks to the Mandatory Insurance and Financial … [Read more...]
Practice Safe Driving In Alaska
There is not a fool-proof way for your family to completely avoid car accidents. Reckless drivers sharing the road make it challenging to avoid car crashes. At Merdes Law Office, we encourage our clients to practice safe driving techniques. Practice Safe Driving Techniques A responsible driver pays close attention to the roadway, reports dangerous drivers, and regularly … [Read more...]
Uninsured Drivers
Car accidents are stressful situations, uninsured drivers make already stressful situations even worse. Auto insurance is mandatory in every state in the U.S. Each state has minimum coverage requirements to legally drive. Despite insurance requirements, approximately one in seven drivers do not have car insurance at all. People may not carry insurance for different reasons, such as … [Read more...]
ABC’s Of Grill Safety
Today is National Hot Dog Day, a great excuse to fire up the grill and enjoy the Alaskan Summer. Safety is always a concern when dealing with fire but the ABC's of grill safety can help avoid stressful situations. A - Awareness When using a grill, always be aware of your surroundings. Check for over hanging trees or debri when setting up the grill. Do not setup a grill too close to … [Read more...]
