Is it time to review Your Medical Payments (MedPay) Auto Insurance? Most of us buy first automobile insurance when we are “young and poor.” Our interaction with an insurance sales agent goes something like this: “I have no money. Sell me the cheapest coverage you have to let me legally drive in Alaska.” As a result, insurance sales agents normally sell us “statutory minimum” … [Read more...]
Medical Payments Coverage
Medical Payments coverage is additional protection on auto insurance that protects drivers and passengers in need of medical treatment. Medical Payments coverage is not a requirement in Alaska but is good to add to your policy in case of a crash. Coverage Medical Payments (MedPay) covers medical bills and health insurance copays or deductibles for treatment related to injuries from … [Read more...]
Reviewing Auto Insurance Needs
A new year is upon us, that means it is time to review your auto insurance. It is important to have enough insurance in case something happens. Minimum Auto Insurance Requirements In Alaska The state of Alaska requires drivers carry liability insurance. Alaska law states that drivers carry at least $50,000 of bodily injury coverage per person and $100,000 of bodily injury coverage … [Read more...]
Practice Safe Driving In Alaska
There is not a fool-proof way for your family to completely avoid car accidents. Reckless drivers sharing the road make it challenging to avoid car crashes. At Merdes Law Office, we encourage our clients to practice safe driving techniques. Practice Safe Driving Techniques A responsible driver pays close attention to the roadway, reports dangerous drivers, and regularly … [Read more...]
Uninsured Drivers
Car accidents are stressful situations, uninsured drivers make already stressful situations even worse. Auto insurance is mandatory in every state in the U.S. Each state has minimum coverage requirements to legally drive. Despite insurance requirements, approximately one in seven drivers do not have car insurance at all. People may not carry insurance for different reasons, such as … [Read more...]
ABC’s Of Grill Safety
Today is National Hot Dog Day, a great excuse to fire up the grill and enjoy the Alaskan Summer. Safety is always a concern when dealing with fire but the ABC's of grill safety can help avoid stressful situations. A - Awareness When using a grill, always be aware of your surroundings. Check for over hanging trees or debri when setting up the grill. Do not setup a grill too close to … [Read more...]