June is National Homeownership Month, in celebration of owning a home. Home ownership can be both rewarding and challenging. Understanding homeowners insurance can provide relief in stressful situations. Types Of Policies There are different types of coverage under each kind of policy. The two most common types of homeowner policies are HO-2 and HO-3. A HO-2 policy is a named-peril … [Read more...]
Skull Fractures in Automobile Accidents
Numerous types of injuries can result from a car accident, but drivers should be aware of one of the most serious injuries. A skull fracture is caused by severe impact. Accordingly, hitting one's head in an automobile collision is one of the most common causes. A fractured skull can result in permanent disability or even death if brain injuries occur. However, with proper diagnosis and … [Read more...]
Whiplash Injuries and Car Accidents
Whiplash injuries in car crashes affect many residents of Alaska. Whiplash refers to an injury of the neck caused by a rapid or violent movement. This type of injury is most commonly occurs in car crashes due to the body jolting upon impact. Whiplash can be very painful, very serious, and may take a long time to heal. Neck Muscles and Ligaments The neck contains muscles and … [Read more...]
Personal Injury Claims Are About Social Accountability
Lawyers arguing personal injury cases to juries often talk about costs. Costs frequently include medical bills, lost wages, and pain and suffering. Some costs, such as medical bills, are easy to calculate. Other costs, such as future medical bills and pain and suffering, are more difficult to quantify. The idea behind personal injury claims is to make the person suffering loss as close … [Read more...]
“Medical Payments” Auto Insurance Explained
Many people consider how much auto insurance coverage they may need, balanced against its cost. Yet, most people don't think much about the different kinds of auto insurance available to them. Most don’t know medical payments insurance is even available. Unfortunately, despite being legally mandatory, many Alaskan drivers fail to carry any auto insurance – much less the right amounts. … [Read more...]
