Umbrella insurance is not common in discussions but is beneficial by adding a layer of protection to meet insurance needs. Umbrella coverage is a secondary layer of insurance and acts like an "umbrella" to protect you and injured parties. The coverage is in addition to other insurance like auto, renter, and homeowner insurances. Umbrella insurance adds liability … [Read more...]
Playground Safety
Children love visiting the playground and it provides an opportunity to have fun while exercising. Unfortunately not all playgrounds are safe, making it important to discuss playground safety with your children. It is important to teach children ways to prevent playground injuries. If you are with your child, checking equipment is important but teaching children to check … [Read more...]
Bon Fire Safety
Fall means cooler weather is upon us and with that comes bon fire concerns. According to the National Park Service, many wild fires in the U.S. are caused by humans from different kinds of incidents. Several wild fires can be prevented with a few safety tips everyone should know when participating in a bon fire. Check The Weather If you plan to start a fire, check the weather in … [Read more...]
Driving During High Winds
High winds are not uncommon in Alaska, making it important to know how to drive safely during windy conditions. If you notice heavy winds before getting behind the wheel, take a moment to evaluate the conditions before driving. Staying where you are may be a better alternative to driving during bad weather conditions. If you must drive, it is important to drive while winds are at the … [Read more...]
What If There Is Not Enough Insurance?
An accident caused by a motorist who does not have enough insurance is a problem that many victims face. An injured party may have little choice but to turn to their own insurance for coverage or to sue the at-fault party. As a victim, it is your right to know whether or not the other party has insurance, so you can file a claim. Some people do not like to cause trouble for others, so … [Read more...]
The Three P’s Of Driving
Driving safely helps keep everyone on the road out of harm's way and starts with you. To make sure that you do not contribute to a crash, consider learning the three P's of driving: prepare, protect and prevent. Prepare Preparing takes little time and is as simple as vehicle maintenance. Make sure you always have good tire tread and windshield wipers on your vehicle. If you … [Read more...]
